I was involved in a car accident and was pretty badly injured. Do I have to file a claim under the other driver's personal injury protection (PIP) coverage?
Pennsylvania is a choice no-fault car insurance state. Under this system, your car insurance will cover medical treatment expenses regardless of who was at fault. Those who purchase no-fault coverage when buying car insurance will be able to file a claim under their personal injury protection (PIP) coverage.
Moreover, when purchasing car insurance in Pennsylvania, drivers have to choose between “limited tort” and “full tort” coverage. Limited tort insurance limits the ability to sue for pain and suffering in case of a car accident. Full tort means that individuals can sue for all damages in an even of a car accident.
Other Car Accident FAQs:
- How do I know if the insurance company offered me fair settlement?
- I was involved in a car accident and was pretty badly injured. Do I have to file a claim under her personal injury protection (PIP) coverage?
- I was involved in a car accident, but had no immediate injuries. Now, I feel my injuries. What should I do?
- I was the victim of a hit and run accident. What should I do now?
- What is the difference between limited tort and full tort insurance coverage?
- What is the statute of limitations in Pennsylvania?
- While driving to work I was hit by another vehicle. What happens if the other driver does not have insurance?
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