What is the difference between limited tort and full tort insurance coverage?

What is the difference between limited tort and full tort insurance coverage?

Limited tort coverage restricts your right to get financial compensation for injuries and other losses in the aftermath of a collision with an at-fault driver. Claimants can seek to obtain compensation for medical bills and other related out-of-pocket costs, but cannot recover for pain and suffering or other similar non-monetary losses, unless the injuries are serious, often involving impairment of a body function, or permanent, serious disfigurement. Other exceptions exist that allow for full recovery, such as the at-fault driver being out of state, the injured person being a pedestrian, or the at-fault driver being intoxicated.

Full tort coverage has a slightly higher premium but offers the right to seek compensation for injuries and other losses. All medical treatment expenses can be recovered, and you are eligible to be compensated for pain and suffering and other non-monetary losses. The injuries under full tort do not need to meet a threshold to qualify an injured victim.

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I would recommend them to anyone and have. 

John is a great attorney.  John and his staff promptly return calls and emails when you have questions and concerns not only when the process starts but all the way to completion.  John and his staff have been a godsend throughout. I would recommend them to anyone and have. 

- Virginia

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I knew right off the bat that this attorney was the person I wanted to represent me. His very intimidating posture, led me to believe he could handle anything that would come his way. The man is a winner.  

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Gene was awesome!!!

He handled everything so I didn’t have to worry and could just focus on my recovery and get back to work. He was always available and quick to return my phone calls and emails with the answers I needed. My case was handled quickly and with no added stress to me or my family. I would recommend Matt to anyone in need of assistance after a motor vehicle accident.

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