A GUIDE TO ERIE

WORKERS' COMPENSATION

Workers' Compensation Facts

PRIVATE COMPANIES

Workers' Compensation benefits are paid by

hired by your employer.

State Insurance Fund (SWIF)

A state run compensation insurance company called the

pay some claims.

TAX-FREE

Lost wages are paid

This act allows you to recover all of your related medical expenses & wage loss compensation for money lost when you were unable to work.

The Pennsylvania Workers Compensation Act

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In Pennsylvania, to maintain eligibility for benefits, injuries must be reported within

120 Days

What should you do after a work injury?

Seek medical attention

1

Always get treatment immediately after you are injured. Your health, future and safety is your top priority.

Report the injury to your employer immediately

2

You need to record all the details right from the start. Even if you have weeks to file, do it as soon as possible.

Document the injury

3

Document your injury or injuries extensively & get all the details entered into your medical record. Include date, time, place of your accident & what injury you sustained.

Ensure paperwork is filed

4

When you report a work injury, your employer should file a First Report of Occupational Injury form & send it to the Bureau of Workers' Compensation & their insurance company.

Who is eligible to be covered by workers' compensation?

Almost every worker is covered.

Seasonal & part-time workers are eligible.

You are eligible on the very first day you are hired.

Benefits are paid from the moment you suffer an injury.

What types of benefits can workers receive?

Lost wages

1

Your compensation rate is calculated using a formula: The amount you receive for wage loss is equal to approximately 2/3 of your average weekly wage, up to a max amount set by the state.

Medical  benefits

2

You are entitled to the payment of all reasonable medical treatment provided by any healthcare provider, with no co-pays or deductibles.

Specific loss benefits

3

These benefits apply if you have injured or lost a specific part of your body.

Partial disability

4

You can remain on partial disability for a maximum of 500 weeks.

Total disability

5

These benefits are available to injured workers for a period during which they are completely unable to work and are considered totally disabled.

Death benefits

6

Your surviving beneficiaries may be able to receive benefits if your injury results in death.

With more than 70 years of combined experience, our attorneys can ensure you get the compensation you deserve.

Talk to an attorney

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Call now for your free consultation