Erie Bankruptcy Lawyer

Attorney John Melaragno has represented individuals, couples and businesses in Chapter 7, Chapter 13 and Chapter 11 Bankruptcy cases since 1997. In addition, Attorney Melaragno has served on the Panel of Chapter 7 Trustees for the Bankruptcy Court of the Western District of Pennsylvania since 2004. As a Chapter 7 Bankruptcy Trustee, he has been assigned to oversee the administration of one-half of the Chapter 7 Bankruptcy cases filed in Erie, Warren, Forest, Elk, McKean and Crawford counties. Serving as a Chapter 7 Trustee and a Bankruptcy Attorney, has allowed him to handle over 6,000 bankruptcy cases over the years!

Having been involved in that many cases has provided Attorney Melaragno with the real world experience of handling the majority of issues that might arise in a bankruptcy case.

Katie Rougeux has been Attorney Melaragno’s Paralegal since 2007. Katie works closely with clients to ensure that all necessary information and documentation is provided so she can accurately draft the Bankruptcy Petition and Schedules. Katie also assists with the administration of the Chapter 7 Trustee’s Bankruptcy Cases that Attorney Melaragno oversees.

We are pleased to announce that John C. Melaragno has been selected as one of the Top 100 Bankruptcy Lawyers in the Commonwealth of Pennsylvania by the American Society of Legal Advocates. www.societyoflegaladvocates.org

CHAPTER 7: LIQUIDATION

Chapter 7 Bankruptcy is for individuals and businesses that are unable to pay their debts while trying to maintain their bills. Filing for bankruptcy does not mean you will lose everything. There are certain exemptions that allow you to protect your assets.

CHAPTER 13: REORGANIZATION

Chapter 13 Bankruptcy allows a person or sole proprietorship that has regular monthly income to prepare a Plan to pay back (some or all of their debt) over a period of 3 to 5 years. The Chapter 13 allows a debtor to catch up on any amounts past due on a mortgage over the 3 – 5 years of the Plan.

Not sure which chapter is right for you? Call our office today for a free consultation.

Testimonials

John is a great attorney. John and his staff promptly return calls and emails when you have questions and concerns not only when the process starts but all the way to completion. John and his staff have been a godsend throughout.

I would recommend them to anyone and have.

Having been involved in that many cases has provided us with the real world experience of handling the majority of issues that might arise in a bankruptcy case.